Bank of Queensland Limited is an Australia-based bank, which is primarily engaged in providing retail banking, leasing finance and insurance products to its customers. The Bank operates through two segments: Banking and Insurance. The Bank's Banking segment includes retail banking, commercial, personal, small business loans, equipment, debtor finance, treasury, savings and transaction accounts. Its Insurance segment includes customer credit insurance, life insurance, accidental death insurance, funeral insurance and motor vehicle gap insurance. Its personal banking includes everyday banking accounts, savings and investment products, credit cards, personal loans, insurance, travel money and home loans. Its business banking includes business loans, transaction accounts, business charge cards and investment and statutory trust accounts. Its online banking includes Internet banking and mobile banking. Its subsidiaries include B.Q.L. Management Pty. Ltd. and B.Q.L. Nominees Pty. Ltd.